IKE TROTTER — The importance to budgeting
What do most think of when establishing a budget? For most of us, it’s the “oftentimes” painful process of trying to live within one’s income — which is never an easy process. And while a case could be...
View ArticleIKE TROTTER — Weighing in on reverse mortgages
More and more we see on TV or read in the paper about reverse mortgages and the opportunities available for homeowners to “unlock” the equity in their home. I thought it might be helpful to discuss...
View ArticleIKE TROTTER: There are primary changes in Social Security for 2014
The Social Security Administration (SSA) has recently announced that Social Security and SSI beneficiaries will receive a 1.5 percent cost-of-living (COLA) adjustment for 2014. According to the SSA’s...
View ArticleIKE TROTTER — Personal financial statements can have value
Many times in the introductory stages of financial planning, it is necessary for advisers to know about the background of the individual or family for purposes of making suitable recommendations. In...
View ArticleIKE TROTTER: Health care costs on Social Security
Social Security provides one of the most dependable sources of income for retirees and their families. In fact, for a majority of retirees today, Social Security accounts for at least half of their...
View ArticleIKE TROTTER: To Roth or not to Roth
Perhaps some of you struggled through World Literature like I did in school. Frankly, the problem wasn’t my teachers. A lot of it had to do with me and where my mind was at that stage of life. In...
View ArticleIKE TROTTER: Understanding the impact of incapacity
Incapacity is a relatively new medical and financial definition meaning you are unable to take care of yourself or your day-to-day affairs. Incapacity can result from serious physical injury, mental or...
View ArticleIKE TROTTER: Retirement age decision becomes more difficult
WHY DO SOME PEOPLE CHOOSE to claim Social Security retirement benefits at the earliest possible age of 62, rather than waiting until their full retirement age (66 to 67 for anyone born in 1943 or...
View ArticleIKE TROTTER: lt’s time to get a handle on your budget
Do you often wonder about where your money goes each month? Does it seem like you’re never able to get ahead? If so, you may want to establish a budget to help you keep track of how you spend your...
View ArticleIKE TROTTER: Protect yourself from identity theft
Whether they’re snatching your purse, diving into your dumpster, stealing your mail, or hacking into your computer, there are bad people out there. Who are they? Identity thieves. Identity thieves can...
View ArticleIKE TROTTER — The nuts and bolts of sound planning
Sound economic planning today is about developing a framework to the issues affecting our basic financial needs. And normally, different issues will surface at different stages in our lives. After all,...
View ArticleIKE TROTTER — Pay yourself first on payday
Every so often, the news will report on how the rich are getting richer, the poor getting poorer and how the gap between the two is growing. The demonstrations by Occupy Wall Street protestors a couple...
View Article
